Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Insurance Do I Need To Rent Out My Home On Airbnb?

Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...

Is Auto Insurance Tax Deductible? It Depends

Tax deductions are a way to lower your taxable income, so you can decrease the amount of taxes that you owe the government. Thinking about the different IRS-approved deductions as you prepare your tax returns may lead you to wonder: Is auto insurance tax deductible? The answer depends on how you use the car and other factors. For specific questions about your own taxes, consult a...

IIHS: The Safest Cars Of 2020

If you’re shopping for a new car in 2020, you’ve got options – lots of ‘em. So how do you make the right choice? Good news: The Insurance Institute for Highway Safety is here to help with their latest TOP SAFETY PICK awards. The IIHS, a nonprofit research and education organization, conducts crash tests to determine which vehicles do the best job of protecting people in the...

What Should I Do If My Co-Workers Start Getting Sick?

Flu season is upon us, and too many people are showing up for work sick. Perhaps they have deadlines to meet or simply cannot afford to miss an important meeting. Or maybe they missed that part in science class when the germ theory was covered. Regardless of the reason, the problem remains the same. Sick co-workers spread germs around and put others at risk for...

Understanding The Main Life Insurance Classifications

Life insurance companies use a system of classification to determine an individual’s state of health, based on a series of factors pertaining to that person. Your classification can affect how much life insurance coverage you can get at each price point. Healthy people get more favorable classifications and lower rates. If you have health issues, that will be reflected in your life insurance premiums. The...