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5 Customized Emergency Kits to Weather Any Disaster
Posted: July 1, 2022
5 Customized Emergency Kits to Weather Any DisasterEmergency Kit for Power Outages When the power goes out, immediate concerns involve food and safety. (Read more about how to manage a power outage.) If a power outage is two hours or less, don’t worry about losing your perishable foods; an unopened fridge will keep foods cold for about four hours. Here are some helpful things to have on hand: Inexpensive Styrofoam coolers preserve...
6 Things to Look for in a Neighborhood
Posted: June 27, 2022
6 Things to Look for in a NeighborhoodWhen looking for a house, there’s certain details you’ve dreamed about. Maybe it’s the peaceful back porch to sip your morning coffee on or the large kitchen with an open concept first floor, perfect for hosting family get-togethers. While the home itself can be painted and made your own, the location it’s in can be make or break. We’ve compiled a list of items to...
What Is a High Deductible Health Plan (HDHP)?
Posted: June 25, 2022
What Is a High Deductible Health Plan (HDHP)?A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a health savings account (HSA), which allows you to set aside pre-tax dollars to pay for...
How Long Can Your Car Sit Without Driving It?
Posted: June 24, 2022
How Long Can Your Car Sit Without Driving It?Sometimes life can be unpredictable. And you may find yourself in a situation where your car — which used to take you back and forth to work every day — is left sitting in the garage. Whether you’re working from home, following social distancing guidelines or storing your convertible for the winter, parking a car for long periods of time can take a toll on...
Are You Underestimating Your Need for Disability Insurance?
Posted: June 22, 2022
Are You Underestimating Your Need for Disability Insurance?If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing disability insurance could be a big mistake. According to TMA Insurance Trust: Approximately one in...